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Crypto Revolution: Best Platforms To Buy Crypto With Credit Card In 2022

The crypto world has evolved and become available across many platforms worldwide. Nevertheless, buying crypto with your credit card has never been easier. The only thing you need to do initially is to find a suitable platform for investing in crypto and if it supports credit card deposits with lower fees. 

Even though there are many platforms you can buy crypto from, not all of them can be trusted. In addition, many platforms manipulate you into purchasing crypto but might steal your money and credit card information. 

That’s why you need to be sure where you are buying from and buy from a trusted platform. That’s why in this article, we will show you the best platforms you can purchase crypto from with a credit card. 

Best platforms to buy crypto with a credit card 


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EToro is undoubtedly the best place to buy crypto with a credit card in terms of security, fees, and minimum stakes. First, purchasing crypto on eToro only takes a few minutes and isn’t a complicated process. eToro is mostly well known for how good it is for buying Bitcoin (BTC). So, if you are wondering how to buy BTC with a credit card, all you have to do is open an account and verify your identity by uploading a copy of your ID. 

Overall, it’s an easy process that can be done in only a few minutes. For instance, US clients can deposit funds with their credit cards without paying transactional fees. Similarly, you can do this with debit cards, e-wallets, and bank transfers. In terms of minimum deposit requirements, you need to deposit at least $10 using a credit card at eToro. 

Once you have made a credit card payment, you can proceed to buy any cryptocurrency you prefer with low trading fees. eToro supports many popular tokens such as Shiba Inu, Ethereum, Dogecoin, Litecoin, Cardano, and more. 

Additionally, eToro is also one of the best copy trading platforms around. In fact, you only pay a commission of 1% over the bid-ask spread. In addition, thousands of traders are verified and help you make decisions based on risk, return on investments, preferred markets, and much more. 

There are also eToro smart portfolios that are used for passive traders. They are pre-made baskets of assets that are rebalanced and maintained by eToro. Each smart portfolio has a tracked specific niche market, including renewable energies, blockchain stocks, and more. Moreover, you won’t be charged additional fees when you use these copy trading tools or smart portfolios. 

Overall, eToro is a super safe platform to invest in and has more than 20 million registered users. Its license has been issued by ASIC, CySEC, FCA and is approved by trading services for US residents. 


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Coinbase is an excellent alternative for beginners entering the crypto world because of its easy-to-use interface and many alternatives for investing in cryptocurrencies. 

If you’re already familiar with crypto, you’ve most likely used or have heard about Coinbase. It’s one of the largest and most well-known exchanges across the world. However, it was initially started in the U.S market and only debuted last year in the international market

Coinbase does an excellent job lowering the barrier to entry and allowing people to invest in crypto with a simple and straightforward process that will enable users to trade efficiently. At the same time, its interface makes the platform easy to navigate through and manage crypto as efficiently as ever. 

Moreover, the exchange platform offers a wide range of security features, such as the two-factor authentication on all platform versions, which stores 98% of customers’ crypto assets offline. It has an insurance policy that protects accounts of up to $250,000. Considering these measures, Coinbase is a platform worth investing in. 

Your transaction fees will all depend on the amount you invest. However, if you want to save more on Coinbase, you can consider using ACH deposits executed for free on Coinbase. You’ll need to pay a flat trading commission of 1.49%. 

Regardless of which payment method you use, you can store your cryptocurrencies in your Coinbase web wallet. This is included in two-factor authentication and many other security features. 

However, whenever you use the Coinbase wallet, it is non-custodial, so it means that you are responsible for keeping your private keys and assets safe. 

The only small downside of Coinbase is that the fees are higher, and it has many better-charting features when you use Coinbase pro instead of the base model. 


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Gemini is an excellent option for both active traders and investors. It allows you to invest in 40 different cryptocurrencies and has a range of products that can add value to seasoned investors. Many protective security measures keep your crypto assets safe on an online storage system. Gemini offers a range of tools and upgrade features, helpful for advanced features but has a simple interface that helps beginners start. 

More advanced crypto investing finds more value in Gemini and its additional features such as Gemini wallet, Gemini pay, Cryptopedia, and much more. 

The transaction fee you’ll pay on Gemini will be anywhere around 0.5% for a given trade. However, it does vary on the type of crypto you purchase. For example, Bitcoin and Ethereum will have higher transaction fees. 

Security-wise, Gemini holds cryptocurrencies in a cold storage system. At the same time, a small portion is kept in a hot wallet online that is secure against any hackers or other fraudulent activities. 



A familiar name you may hear whenever you are dealing with crypto or even if you just got started. Binance sets a record for having the most trading volumes in the crypto industry. It is also in more than 1,000 markets. However, if you live in the United States, you’ll need to use the US version of Binance, which offers around 80 cryptocurrencies. 

Nevertheless, this popular platform allows you to buy popular cryptocurrencies such as Bitcoin with a credit card. However, you need to initially open an account and quickly go through a KYC process before you do so. Binance will start to charge you up to 4.5% to pay with a credit card whenever it comes to fees. Additionally, you’ll instantly be accused of a 0.5% fee. 

You’ll pay 5% to buy Bitcoin with a credit card when you use Binance. This means that for every $100 you purchase, the transaction fee will be $5. Moreover, Binance supports a fee-free deposit via ACH and bank wires. So even though the credit card fees may be a little high, Binance offers super-low commissions. 

Let’s not forget that you’ll be offered lower fees every time you hit a milestone during the month whenever you hold BNB tokens. In addition, Binance backs your crypto assets up with its web wallet and allows you to transfer them to the Trust Wallet application if you need to do so.

In short, your funds are protected by two-factor authentication, ID verification, and many other protective security measures. If there’s a random log-in, Binance will alarm you by email. Financial authorities don’t regulate the platform, so it’s safe to sign up. 


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A final alternative to consider whenever you want to invest in cryptocurrencies with a credit card is Kraken. Kraken was launched only two years after releasing the first cryptocurrency- Bitcoin. Therefore, it’s one of the most established crypto exchanges for Bitcoin. 

In terms of buying Bitcoin, you’ll need to set up an account and go through the KYC process. After that, you can buy cryptocurrencies and Bitcoin instantly on Kraken and will pay a credit card fee of 3.75%. However, this fee is relatively high compared to its competitors. If you wish to reduce this fee, you can consider depositing funds with online banking or ACH and pay a fee of 0.5%. 

You can still withdraw your crypto assets to a private wallet, but don’t forget that Kraken isn’t a custodial wallet provider. 

Wrapping it up 

That’s it for this article. However, we managed to show you what are the best and most secure platforms you can consider investing your cryptocurrencies in. We recommend you carefully read through each of the platforms we mentioned and see which ones best fit your business requirements. 

Of course, it’ll all depend on the type of cryptocurrency you are investing in and the transaction fees you are going to pay. Let’s not forget about the security measures as well! 

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