If you are making $38 an hour, your annual salary would be around $79,040. That breaks down to about $6586.67 a month, or roughly $3,040 bi-weekly. On a weekly basis that comes out to about $1,520 and on a daily basis, it is approximately $304.
This means that for every 8 hours of work at this rate you can expect to make just over two hundred dollars.
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Highest Paying Cities That Pay $38 an Hour
1. San Francisco, California: San Francisco is home to many high-paying tech companies and has a higher cost of living than most other cities in the US, making it one of the highest-paying cities for $38 an hour jobs.
2. Seattle, Washington: Seattle is another tech hub with a high cost of living that makes it attractive to employers offering higher wages for certain positions.
3. Boston, Massachusetts: Boston is known as a center for education and research that attracts highly skilled workers who can command higher salaries due to their expertise and experience.
4. New York City, New York: The Big Apple offers some of the highest wages in the country due to its large population and concentration of businesses looking for top talent from around the world.
5. Los Angeles, California: LA’s entertainment industry means there are plenty of opportunities available at all levels that pay well above average wages compared to other parts of the country or world even if you don’t have specialized skills or experience in this field specifically.
6. Chicago, Illinois: Chicago is home to many Fortune 500 companies which offer competitive salaries across multiple industries including finance and technology sectors where employees can earn more than $38 per hour on average depending on their skill set and experience level.
7. Austin Texas: Austin’s booming tech sector has made it one of America’s fastest-growing cities , creating lots of job opportunities with good pay. It also boasts low taxes, making it an attractive place for employers seeking talented workers willing to work hard at reasonable rates.
8. Denver Colorado: Denver’s economy continues to grow rapidly, fueled by its thriving energy industry, aerospace engineering firms, healthcare providers, financial institutions & government agencies – all providing excellent employment prospects & generous salary packages.
9. Washington DC: As America’s political capital & seat of power, Washington DC offers some great job opportunities with very competitive salaries – especially within federal government departments such as defense & intelligence services where experienced professionals can easily earn over $38/hr.
10. Houston Texas: With its strong oil & gas industry plus numerous corporate headquarters located here – Houston provides plenty of employment options with good remuneration packages – particularly within IT-related fields like software development/engineering where hourly rates often exceed $38/hr.
What Jobs Pay $38 an Hour?
2. Graphic Designer: A graphic designer creates visual concepts using various design elements to communicate ideas that inspire, inform, and captivate consumers. They must be proficient in Adobe Creative Suite programs such as Photoshop and Illustrator to create logos, illustrations, brochures, and more for clients. Requirements include a degree in graphic design or a related field along with an impressive portfolio of work samples showcasing their skillset.
3. Network Administrator: A network administrator is responsible for the maintenance of computer networks within an organization including hardware installation/configuration/troubleshooting; software installation/configuration/updates; security measures implementation; data backup & recovery; user support & training; etc. Requirements include a degree in information technology (IT) or a related field plus certifications from Microsoft or Cisco Systems demonstrating proficiency in networking technologies like Windows Server Administration or CCNA Routing & Switching respectively.
4. Medical Coder: A medical coder reviews patient records to assign codes based on diagnosis and procedures performed by healthcare providers during visits so they can be billed accurately by insurance companies according to regulations set forth by the Centers for Medicare & Medicaid Services (CMS). Requirements include certification from either the American Academy of Professional Coders (AAPC) or the American Health Information Management Association (AHIMA), knowledge of ICD-10 coding system guidelines along with familiarity with the medical terminology used when coding diagnoses and procedures correctly.
5. Paralegal: Paralegals provide legal assistance under the supervision of attorneys which includes researching laws applicable to cases being handled by law firms; preparing documents such as pleadings motions briefs contracts will deeds etc.; organizing evidence files exhibits depositions transcripts etc.; attending court hearings trials arbitrations mediations etc.; communicating regularly with clients witnesses experts opposing counsels judges clerks etc. Requirements typically involve completing an associate’s degree program at an accredited college plus passing exams administered through the National Federation Of Paralegal Associations (NFPA) which demonstrate competency levels required for paralegals working within specific areas of law practice.
Take Home Pay After Taxes for $38 an Hour
Assuming you make $38 an hour and are single, your take-home after taxes would be approximately $26.72 per hour. This is calculated by first taking the federal tax rate of 12% for income between $10,276 to $41,775 and multiplying it with your hourly wage ($38).
This equals a total of $4.56 in taxes taken from each hour worked. Subtracting this amount from your original hourly wage gives you a take-home pay of roughly $33.44 per hour before any other deductions or withholdings are taken into account (e.g., Social Security or Medicare).
After these additional deductions have been made, your final take-home pay will be around 26.72 per hour.
If you were married filing jointly or as a qualifying widow(er), then the same calculation would apply but with different tax brackets depending on how much money both partners make combined annually: 10% for incomes up to 25,550; 12% for incomes between 25,551 and 83,550; 22% for incomes between 83,551 and 178,150; 24% for incomes between 178151 and 340100; 32 %for incomes between 340101 and 431900; 35 %for incomes between 43101and 647850; 37 %for income over 647851. In this case, your take home after taxes would be approximately 28$ per hour.
Advice For Living on $38 an Hour
Budgeting is an important part of managing your finances. It can help you make the most of your income and ensure that you are able to meet all of your financial obligations. Here are some tips for budgeting with a $ 38-per-hour salary:
1. Track Your Spending: Keeping track of where your money goes each month will help you identify areas where you may be overspending or underspending, allowing you to adjust accordingly.
2. Set Financial Goals: Setting goals such as saving for retirement or paying off debt can help keep you motivated and on track with your budgeting efforts.
3. Make Lifestyle Choices That Fit Your Budget: Making smart lifestyle choices such as eating out less often or taking public transportation instead of driving can save money in the long run and free up more funds for other expenses like savings or investments.
4. Prioritize Expenses: Identify which expenses are essential (such as rent, utilities, food) and prioritize them over non-essential items (like entertainment). This will ensure that all necessary bills get paid first before any discretionary spending takes place.
5. Consider Other Financial Considerations: Investing in stocks, bonds, mutual funds, etc., can provide additional sources of income down the road if done wisely; however it’s important to research these options thoroughly before investing any money so that there is minimal risk involved